Calculators & tools

• Monthly payment, including Mello-Roos

  Buyers - Inland Empire & San Diego

  Principal, interest, taxes, insurance, HOA and the special assessment most calculators leave out entirely. If a payment quote has surprised you, this is usually why.

  Background: Mello-Roos, explained properly

• Seller net proceeds

  Sellers

  What actually reaches your account after the mortgage, commissions, county transfer tax and the costs people forget. The sale price is not the number that matters.

  Background: What it costs to sell

• Prop 19 property tax estimator

  Homeowners 55+, and anyone inheriting a home

  Both halves of Prop 19: carrying your tax base to a new home, and what an inherited home is reassessed at. Buy-then-sell and sell-then-buy give genuinely different answers.

  Background: Proposition 19

• Escrow timeline generator

  Buyers & sellers in escrow

  Enter your acceptance date and contingency periods and get every deadline as an actual date, in order, ready to print or put in a calendar.

  Background: What happens after your offer is accepted

• Rent it out, or sell it?

  Owners weighing what to do with a property

  What selling nets you today against what renting yields each year - and an honest list of everything that comparison leaves out.

  Background: Selling with tenants

• California buyer closing costs

  Buyers

  Cash to close, not just closing costs - down payment, fees and prepaids together, with the lines California sellers customarily pay left off by default.

  Background: Documents you'll need

• Document checklist generator

  Buyers & sellers

  A printable list built for your side of the transaction - financed or cash, HOA or not, tenanted or not. The paperwork that causes delays, before it causes them.

  Background: Documents you'll need

• Which guides should I read?

  Anyone

  Seventeen guides is a lot to land on. Three questions and we will point you at the right place to start.

  Background: All guides

What these tools deliberately do not do

There is no automated home-value estimate here, and that is on purpose. An algorithm cannot see that your kitchen was redone last year, that the house backs onto a road, or what the last three comparable sales actually closed at after credits. We would rather tell you what we think it will sell for and how we got there than give you a number we know to be a guess.

There are no school ratings, crime scores or neighborhood rankings either. Steering buyers using those proxies is exactly what fair housing law exists to prevent, and we will not do it - however it is dressed up. What we will do is point you at the public sources so you can research an area yourself, which is both lawful and considerably more reliable than anyone's composite score.

And nothing here calculates a tax bill. We are brokers, not tax advisers. The Prop 19 tool estimates assessed value; what you owe is a question for someone licensed to answer it.

Every tool here produces an estimate from figures you supply. None is a quote, an appraisal, a pre-approval, or legal, tax or financial advice.